Safeguarding you and your family
When you have a Takaful coverage you know that you are secured against unforeseen events in life, and this gives you complete peace of mind.
- Years protecting the Maldives
- 23+
- Consecutive years of surplus refunds
- 13
- Surplus declared since 2012
- MVR 18.99M
- Top-line revenue in 2025
- MVR 298.6M
About us
Pioneers of Takaful in the Maldives since 2003
Amana Takaful (Maldives) PLC opened for business in 2003 as the pioneer of Islamic finance and the only Takaful operator in the Maldives. Every product follows the principles of Shari'ah, overseen by an independent Shari'ah Advisory Council, and the company is licensed by the Maldives Monetary Authority.
More about usSolutions
Cover for every chapter of life
From your first motorbike to your family's future, protection designed around how Maldivians actually live.
Motor Third Party Takaful
Motor
Motor Third Party Takaful is a mandatory requirement for all vehicles used in Maldives. This policy covers the damages caused to a third party due to a road accident in which you have to bear responsible. This policy does not cover any damages to your own vehicle or own bodily injuries.
Motor Comprehensive Takaful
Motor
Road accidents are increasing day by day and it is now crucial to have a wider insurance coverage to shield your vehicle from such losses. Amana Total Drive is particularly designed to provide an inclusive coverage for the vehicle owners to offer a total solution for such losses triggered from;
Travel Takaful
Travel
We travel to explore, relax, enjoy and also to have a peace of mind from everyday bustling life. To have the kind of vacation you dreamt about, it is important to get covered from an ill-fated incident that may ruin your invaluable vacation. Travel Pal Takaful from Amana is specifically designed to provide you the right set of coverages to address the most of the incidents that may take you by surprise.
Expatriate Takaful
Medical
Expatriate employees account for more than a third of the population, they serve in different capacities in Maldives. To maintain a benchmark Government of Maldives have introduced a mandatory expatriate medical coverage. Hence, Amana Takaful, with its vast network of medical service providers have embarked on providing the best solution with convenience to end-users (expatriates) of the product.
My Home Takaful
Home
Your home is your sanctuary. A place to call your own. A place where love and laughter are unconditional. Takaful My Home is a tailor-made policy that ensures that your home, will always remain your safe haven, where memories are cherished and relived in the years to come.
Marine Hull Takaful
Marine
In Maldives, higher occurrence of unanticipated incidents results due to unforeseen variations to sea perils and reckless riding of vessels which causes huge losses to marine owners. Due to such losses it’s essential to safe guard your vessels against the risk involve in the sea transportation.
Why Takaful
Insurance built on mutual help, not profit from risk
Takaful is a cooperative model. Participants contribute to a shared fund that supports anyone who suffers a loss, and any surplus comes back to you.
Shari'ah governed
Every product and investment is approved by an independent Shari'ah Advisory Council.
Surplus shared
Year-end surplus in the participants' fund is distributed back to eligible participants.
Regulated & listed
Licensed by the Maldives Monetary Authority and listed on the Maldives Stock Exchange.
Here when it matters
Claims hotline 1557, surveyors on the ground, and settlement targets we publish.
Newsroom
Latest from Amana Takaful
Amana Takaful Maldives Settles Major Vessel Claim in Less Than Four Months
The claim relates to a safari vessel valued at USD 1.5 million and represents one of the largest vessel claims settled in the recent past
Read story
Amãna Takaful Donates 100 Assorted Plants to Kudagiri Picnic Island
As part of its ongoing commitment to environmental sustainability and corporate social responsibility, Amãna Takaful donated 100 assorted plants to Kudagiri Picnic Island on 9 July 2026.
Read story
Amãna Takaful Maldives PLC Reports Resilient Performance for 2025 Amid Challenging Market Conditions
Amãna Takaful (Maldives) PLC (ATM) convened its Annual General Meeting for the financial year ended 31 December 2025, presenting shareholders with a year marked by resilience, strategic adaptability, and continued…
Read storyATM mobile app
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Motor Third Party
Active · P-2026-0412
Travel · Platinum
Expires 12 Dec
Claim #4471
Approved · Paid