The coverage includes
- Fire
- Lightning and thunderbolt
- Domestic explosion
- Aircraft damage
- Impact damage
- Malicious damage
- Subterranean fire
- Bursting or overflowing of water tanks
- Damage by falling trees or branches
- Natural disaster
- Plate glass accidental breakage
- Personal accident
Free covers
- Loss of rent
- Removal of debris
- Architects, surveyor's and consulting engineer's fees
Optional covers
- Electrical breakdown | Strike riot and civil commotions
** In addition to the above, we also provide the mandatory insurance policy requested by banks when applying for a housing loan. Takaful My Home is the best value for money policy you can get.*
Claims hotline · 1557
How to claim
What to do if something happens, step by step.
- Limit the damage if it's safe to, and report fire, theft or break-ins to the police.
- Tell us straight away: call the hotline 1557, use the ATM app, or email info@takaful.mv.
- Keep the damaged items and take photos: a surveyor will contact you within one working day.
- Submit your documents: the property claim form, your certificate, the police or fire report, and proof of value such as receipts or invoices.
- Settlement: once the claim is approved we pay by bank transfer and let you know.