The coverage includes
1. Out-patient Benefits
- Consultation Fee
- Pharmacy bills & any prescribed medical bills Ambulance fees
2. In-patient Benefits
i. Hospital Benefits
- Daily ward and boarding charges at medical facility (excluding private room charges)
- Intensive Care Unit
- Hospital Supplies, services and operation Theatre
ii. Surgical Benefits: Surgical expenses comprising the following (but excluding organ transplantation)
- Pre-Surgical diagnostic Services
- Pre-surgical specialist consultation, surgical fees
- Anesthetists’ fees
iii. Medical Benefits (medical expenses for non-surgical treatments)
- Pre-hospital diagnostic services
- Pre-hospitalization specialist consultation
- Daily In-Hospital Physicians visit (maximum 60 days)
- Post- Hospitalization treatment (within 31 days from discharge)
iv. Pre-existing conditions
3. Repatriation or burial in Maldives cover
Repatriation cost of mortal remains to his/her country from Maldives or burial cost within Maldives (if loss of life occurs within Maldives) – up to the Annual Limit
Claims hotline · 1557
How to claim
What to do if something happens, step by step.
- Before planned treatment, contact us so we can confirm what your plan covers.
- Tell us straight away: call the hotline 1557, use the ATM app, or email info@takaful.mv.
- Submit your documents: the medical claim form, the doctor's report, itemised bills and receipts, and prescriptions.
- Settlement: once the claim is approved we pay by bank transfer and let you know.