What is covered?
- Personal Injury: Compensation for injury caused by accident whilst performing their duties during working hours.
- Death: Compensation for death caused by accident whilst performing their duties during working hours.
- Disease: Compensation for which arise out of and course of employment
What are the risk classifications?
| Risk Class | Risk Level | Businesses/Occupations |
|---|---|---|
| Class I | Low | Office, Retail Businesses |
| Class II | Medium | Guest Houses, Hotels, Resorts, Light Machinery Workshops, Equipment Service & Maintenance Business, Janitor/Cleaning Services |
| Class III | High | Construction, Heavy Machinery Workshops, Storage Facilities, Marine or Port operations |
What are the available schemes?
| Scheme 1 | Scheme 2 | Scheme 3 | Scheme 4 |
|---|---|---|---|
| 12 months of basic salary | 24 months of basic salary | 36 months of basic salary | 48 months of basic salary |