What item can be covered?
- Fixtures and fittings - including walls, gates and fences
- Contents – furniture, machinery, electrical goods, stocks, etc.
- Removal of debris
- Loss of rent / alternative accommodation
- Architects, Surveyors & Consulting Engineers Fees
Which incidents can be covered?
- Basic Cover:
- Fire
- Lightning
- Optional Covers:
- Overflowing of water tanks/pipes
- Flood
- Impact damage
- Tsunami & tidal waves
- Explosion
- Cyclone, Storm and Tempest
- Malicious damage
- Tornado
- Riot & Strike
- Hurricane, Typhoon & Hailstorm
- Aircraft damage
- Earthquake
- Volcanic eruption & Seaquake
Proposal form
Claims hotline · 1557
How to claim
What to do if something happens, step by step.
- Limit the damage if it's safe to, and report fire, theft or break-ins to the police.
- Tell us straight away: call the hotline 1557, use the ATM app, or email info@takaful.mv.
- Keep the damaged items and take photos: a surveyor will contact you within one working day.
- Submit your documents: the property claim form, your certificate, the police or fire report, and proof of value such as receipts or invoices.
- Settlement: once the claim is approved we pay by bank transfer and let you know.